When you work, you paid for Long-Term Disability benefits. But now, you can’t work and you’re finding out it’s more difficult than you thought to get the LTD benefits you paid for.
Sadly, this is more common than most people realize. You may be concerned you’ll need to borrow money from your retirement to make ends meet without your benefits.
If you can’t work because of back issues, chronic fatigue or any other medical reason, let the Tucson Long-Term Disability lawyers at Ober & Pekas help with your Long-Term Disability case.
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If you’re unable to work due to a disabling condition and have an LTD policy through your employer, or one you purchased, you can file an application for Long-Term Disability benefits. But, fair warning: you’ll be dealing with an insurance company. Most insurance companies will do everything they can to make sure you get none or only a fraction of what you may truly
deserve. The LTD benefits you’re eligible for depend entirely on your policy so be sure to review your policy carefully before filing an application. Better yet, call our Tucson LTD lawyers if you need help applying and we’ll assist you in getting everything organized.
If you do file an appeal, most insurance companies will attempt to delay and stall the process so it takes longer for you to get benefits. Despite these tactics, success is still possible. If you feel like your life plan has gone off track because you need LTD
Before you talk to the insurance company, make sure you consult with our Tucson Long-Term Disability attorneys. We’ll go through your policy carefully and give you all of your available options for getting LTD benefits. Call us today to get started.