If you find yourself in the position of looking for a lawyer to help with your Long-Term Disability or Social Security Disability claim, there’s one thing you want: security. The security to pay your bills, to not worry about how you’re going to make it from day to day. At Ober & Pekas, we understand and we
want to help you get the benefifits you deserve. If you can’t work because of your physical or mental condition, let’s talk. We can help you appeal for Long-Term Disability or Social Security Disability benefifits. Give us a call today to get started.
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Under Social Security rules, you’re only considered disabled (and eligible for benefits) if a medical condition or injury is expected to keep you from working for at least 12 months (or result in death). Your disability can be a physical condition, a mental condition or a combination of both.Have More QuestionsBack to Top ↑
Yes. The Social Security Administration looks at age as one of the factors when determining disability. The administration evaluates age as follows:
The Social Security Administrations rules take into consideration that as people get older, they become less adaptable and less able to switch to different jobs to cope with health problems.Have More QuestionsBack to Top ↑
That depends. If you’ve been eligible for Social Security Disability for two years – whether you’ve actually received the benefits or not – you qualify for Medicare. If you’re awarded Supplement Security Income (SSI), you won’t receive Medicare, but rather Medicaid, a needs-based program that provides for a number of prescriptions and doctor visits each month.Have More QuestionsBack to Top ↑
INITIAL FILING—You need to apply for Social Security Disability benefits within a certain timeframe (usually five years) after you’re unable to work. However, every month you wait will reduce the total amount of benefits. If you wait longer than five years to apply, you may not qualify for any benefits. We strongly recommend that you apply for Social Security Disability benefits as soon as you are unable to work.
APPEAL – The next important deadline is the appeal. If your initial claim is denied (and most are), you’ll only have 60 days from the date of your decision letter to file an appeal with Social Security. If you don’t file an appeal within 60 days, you give up your rights to the appeal process. Even worse, you’ll have to start the application process all over again. We strongly recommend you engage an attorney to help you file your appeal.
FEDERAL APPEAL – If your claim qualifies for benefits, but has been denied on appeal, it can still be appealed outside the Social Security system by appealing in Federal court.Have More QuestionsBack to Top ↑
It can take approximately four months to receive a decision on your initial application. If your application is denied, it can take an additional year and a half to get a decision as your claim works its way through the appeals process. However, certain circumstances can shorten that time period, so let our attorneys determine if any are applicable to your case.Have More QuestionsBack to Top ↑
Now you file a written request for reconsideration within 60 days of the denial notice. After there are four levels of review: Reconsideration, Hearing, Appeals Council, and Federal Court.
If you were denied, we strongly recommend you contact an attorney. The appeals process is complex so you should contact someone who knows the law of the Social Security system.Have More QuestionsBack to Top ↑
A hearing is conducted by the Office of Disability Adjudication & Review of the Social Security Administration. An Administrative Law Judge will preside over your case and a testimony is taken under oath.
The hearing is also private. The only people present will be the judge and the judge’s assistant, you, your attorney, and any witnesses you may want to have present. Often the judge may ask a vocational expert to testify about your ability to work.
Medical records and a medical expert will be accepted as evidence. The judge or your attorney will ask you about your present medical condition, medical history, abilities, education, training, work experience and the limitations in your daily life caused by your disability. You or your attorney may make a closing argument that you are entitled to benefits under Social Security.Have More QuestionsBack to Top ↑
Most people who apply for Social Security Disability benefits are, in fact, denied. You may have been denied for any number of reasons – often through no fault of your own. For example, you may be denied benefits if your doctor doesn’t know what’s important to your particular claim.
It’s important to contact a lawyer if you’ve been denied. The clock is ticking and you only have a limited time to appeal. The attorneys at Ober & Pekas can request “reconsideration” of your claim denial. Contact us today!Have More QuestionsBack to Top ↑
Supplemental Security Income (SSI) is a program for people with little or no income or resources that have not paid enough money into the Social Security system to qualify for Social Security Disability benefits.
If you have a disability and have not paid enough into Social Security, you may qualify for SSI. The monthly amount for SSI is based on financial need and determined by several factors including household income, your entitlement to SSD benefits, long-term disability benefits and/or Workers’ Compensation benefits.Have More QuestionsBack to Top ↑
The Social Security Disability system is laced with pitfalls and does involve thousands of different rules, regulations, and procedures. You can be denied benefits if your doctor doesn’t know the legal definition of disability. You can also be denied benefits if Social Security doesn’t receive enough evidence on your behalf. Your case can be dismissed altogether if an appeal is handled improperly.
An experienced attorney – like one from Ober & Pekas – who knows the Social Security system can help your doctor explain your disability to you, submit important supporting medical evidence, analyze each part of your Social Security file, prepare your testimony before a court hearing, and even cross-examine medical experts who may testify at your case hearing.Have More QuestionsBack to Top ↑
When you go for your first meeting with your attorney be sure to take along any Denial Notices you have received from the Social Security Administration. If you have already applied for Reconsideration or for a Hearing, take along your copy of the Request for Reconsideration or Request for Hearing.
It would also be helpful if you took the following information:
You should contact an attorney before you file a claim with the Social Security Administration. Our attorneys at Ober & Pekas can help you plan a strategy to win your case from the beginning. If you wait to get an attorney after you claim has been denied, you may harm your case with different damaging statements or other information. This information can be used against you on appeal.Have More QuestionsBack to Top ↑
Yes. Our attorneys have handled thousands of disability claims throughout Arizona. Additionally, we have the largest support staff of any disability firm in Arizona. We want to represent you and help you win the benefits you deserve. Call us today for a free case evaluation.Have More QuestionsBack to Top ↑
At Ober & Pekas, our attorneys have years of experience helping people in Arizona win benefits. We understand that every case is unique so we’ll treat your case with the highest level of care.
If you try to win disability benefits on your own, you’ll quickly learn that it’s harder than you thought. Most people are denied. But Social Security’s own statistics show that you have a better chance of winning disability benefits when you’re represented by an attorney.
If you need to apply, or if you were denied, give our attorneys a call today for a free case evaluation.Have More QuestionsBack to Top ↑